The CFPB Goes After A “Debt-Collection Mill”

Last July, the Consumer Financial Protection Bureau (“CFPB”) filed suit against a Georgia based “law” firm named Frederick J. Hanna and Associates.  The lawsuit (in the U.S. District Court for…

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Bankruptcy Can Help Senior Citizens Protect Assets

A recent New York Times Article (in a special section on retirement) proclaimed this in its headline.  (the full article can be read here).  The main idea of the article is…

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“Lien Stripping” and Chapter 13

“Lien Stripping” is a process in Chapter 13 bankruptcy, where you can eliminate or remove “junior” (meaning second or third mortgages) from your real estate.   Lien stripping allows you…

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The Meeting of Creditors

Before you can receive a discharge in Chapter 7 or Chapter 13 bankruptcy, you must be examined under oath by a bankruptcy trustee at a hearing called the meeting of…

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The Basics of Chapter 7 and Chapter 13

Chapter 7 Bankruptcy: There are two main chapters in which individuals file for bankruptcy:  Chapter 7 and Chapter 13. First, let’s briefly discuss Chapter 7 bankruptcy. Chapter 7 bankruptcy is…

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Medical Debt and Bankruptcy

Medical Debt Is A Grave Problem Sometimes Bad Things Happen To Good People I know it sounds trite and everyone has heard this saying before, but it’s true.  Bad things do happen…

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What Will My First Meeting With a Bankruptcy Lawyer be Like?

  If you are thinking about filing for Bankruptcy, you will need professional guidance.  That means you will need a lawyer to help you and guide you through the process.…

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What are the Benefits to Filing Bankruptcy?

          Are there benefits to filing bankruptcy? Most people do not set out to file bankruptcy, but sometimes it is necessary.  If you have explored other…

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What is a Bankruptcy Discharge and Can I get All My Debts Erased?

When you file for bankruptcy, your ultimate goal is to usually get a bankruptcy discharge.  The bankruptcy discharge is a court order that absolves your legal obligation to pay on…

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What Happens To My Car In Bankruptcy?

  What will happen to my car if I file for bankruptcy? The short answer is:  “It Depends.” For most people, having a reliable car is very important.  After all,…

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